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Make sure that you don’t keep extending them, or “flipping them over.” If you do, it becomes easy for the interests on these loans to become too large for you to handle. This is known as getting caught in “a debt trap.” In addition, the SEC requires money funds to hold at a minimum 10 percent of their assets in securities that can be sold for cash within a day and at least 30 percent of their assets must be able to be converted into cash within a week. Personal Loan


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